Heart Rate Zone Chart by Age

Zones 1-5 in BPM for Every Age from 20 to 75, Plus Max HR Formulas Compared

Updated 2026 Printable

Quick Answer: Estimate max heart rate as 220 minus your age, then: Zone 1 = 50-60% of max | Zone 2 = 60-70% | Zone 3 = 70-80% | Zone 4 = 80-90% | Zone 5 = 90-100%. Example at age 40 (max 180 bpm): Z1 90-108, Z2 108-126, Z3 126-144, Z4 144-162, Z5 162-180 bpm.

Heart Rate Zones 1-5 by Age (BPM)

Max heart rate estimated with the classic 220 minus age formula. Zone percentages: Z1 50-60%, Z2 60-70%, Z3 70-80%, Z4 80-90%, Z5 90-100% of max. All values in beats per minute.

Age Est. Max HR Zone 1
Recovery (50-60%)
Zone 2
Aerobic (60-70%)
Zone 3
Tempo (70-80%)
Zone 4
Threshold (80-90%)
Zone 5
VO2 Max (90-100%)
20 200 100-120 120-140 140-160 160-180 180-200
25 195 98-117 117-137 137-156 156-176 176-195
30 190 95-114 114-133 133-152 152-171 171-190
35 185 93-111 111-130 130-148 148-167 167-185
40 180 90-108 108-126 126-144 144-162 162-180
45 175 88-105 105-123 123-140 140-158 158-175
50 170 85-102 102-119 119-136 136-153 153-170
55 165 83-99 99-116 116-132 132-149 149-165
60 160 80-96 96-112 112-128 128-144 144-160
65 155 78-93 93-109 109-124 124-140 140-155
70 150 75-90 90-105 105-120 120-135 135-150
75 145 73-87 87-102 102-116 116-131 131-145

For an age not listed, use our heart rate zone calculator to compute exact ranges, including Karvonen zones that account for your resting heart rate.

Max Heart Rate Formulas Compared

The 220 minus age formula is the most common but not the most accurate. Published alternatives from peer-reviewed studies give different estimates, especially past age 40.

Formula Equation Best For Max HR at 30 Max HR at 50 Max HR at 70
Fox (classic) 220 - age Quick estimates; widely used defaults 190 170 150
Tanaka (2001) 208 - 0.7 x age General population; more accurate over 40 187 173 159
Gulati (2010) 206 - 0.88 x age Women (derived from 5,437 female subjects) 180 162 144
Nes / HUNT (2013) 211 - 0.64 x age Active and fit adults 192 179 166

Accuracy note: Every formula carries a standard error of roughly 10-12 bpm. Two 40-year-olds can have true max heart rates of 168 and 192 and both be perfectly normal. Treat formula-based zones as a starting point and adjust from field testing or perceived effort. See our max heart rate calculator for all four formulas side by side.

What Each Zone Does

Zone % Max HR Feels Like Talk Test Primary Benefit Typical Weekly Share
Zone 1 50-60% Very easy, warm-up effort Full conversation, could sing Recovery, blood flow Warm-ups + recovery days
Zone 2 60-70% Easy, all-day pace Full sentences comfortably Aerobic base, fat oxidation, mitochondria 70-80% of volume
Zone 3 70-80% Moderate, "comfortably hard" Short phrases only Tempo endurance, race-pace economy Small, targeted doses
Zone 4 80-90% Hard, sustainable 20-60 min A few words at a time Lactate threshold, race speed 1-2 sessions/week
Zone 5 90-100% Very hard, 30 sec to 5 min bursts Cannot talk VO2 max, top-end power Short intervals only

Get Your Exact Zones

Our Heart Rate Zone Calculator computes all 5 zones from your exact age, and can use the Karvonen method with your resting heart rate for tighter accuracy.

Open Heart Rate Zone Calculator

How to Use This Chart

  1. Find your age row (or the nearest one) and note the BPM range for each zone. For exact ranges at any age, use the heart rate zone calculator.
  2. Sanity-check with the talk test. If the chart says Zone 2 but you cannot speak in full sentences, your true max HR is probably lower than the formula estimate. Adjust downward.
  3. Spend most of your time low. Most successful endurance programs put 70-80% of weekly training time in Zones 1-2, with focused Zone 4-5 work once or twice a week.
  4. Upgrade your zones over time. The Karvonen method (using resting heart rate) and LTHR-based zones (from a 30-minute time trial) are both more individual than age formulas. Try the Karvonen calculator or the LTHR zone calculator once you have some training data.

When Age-Based Zones Break Down

Formulas assume you are average. They drift furthest from reality for lifelong athletes (often higher true max), people on heart rate affecting medication such as beta blockers (lower observed HR at every effort), and anyone at altitude or in high heat (elevated HR at the same effort). In those cases, anchor training to perceived effort and the talk test while you collect real data.

Frequently Asked Questions

What are the 5 heart rate zones?

Zone 1 (recovery) is 50-60% of max HR, Zone 2 (aerobic base) is 60-70%, Zone 3 (tempo) is 70-80%, Zone 4 (threshold) is 80-90%, and Zone 5 (VO2 max) is 90-100%. At age 40 with an estimated max of 180 bpm, that is Z1 90-108, Z2 108-126, Z3 126-144, Z4 144-162, and Z5 162-180 bpm.

How do I calculate my max heart rate?

The classic estimate is 220 minus age. Tanaka (208 minus 0.7 times age) is more accurate across age groups, Gulati (206 minus 0.88 times age) was derived for women, and the HUNT formula (211 minus 0.64 times age) fits active adults. All carry roughly plus or minus 10-12 bpm of error.

What is a good Zone 2 heart rate for a 50-year-old?

Approximately 102-119 bpm using 220 minus age (max 170), or about 104-121 bpm using Tanaka (max 173). It should feel easy enough to hold a conversation.

Which max heart rate formula is most accurate?

Tanaka is generally more accurate than 220 minus age, which underestimates max HR in older adults. For women, Gulati was built from female-only data. No formula beats an actual field test or graded exercise test.

Does max heart rate decline with age?

Yes, by roughly 0.7 bpm per year regardless of fitness. Training does not stop the decline, but it dramatically improves how much work you can do at any given heart rate.

Are age-based zones accurate enough for training?

They are a solid starting point but can miss your true max by 10-12 bpm either way. For tighter zones, use the Karvonen method with your resting heart rate, or set zones from lactate threshold heart rate measured in a 30-minute time trial.

Disclaimer: This chart is a research-based reference compiled from published exercise science formulas. It is for informational purposes only and is not medical advice. Heart rate responses vary between individuals, and medications, heart conditions, and other health factors change these numbers. Consult a physician before starting heart rate based training, especially if you have a cardiac condition, take medication that affects heart rate, or are new to vigorous exercise.

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